August 12, 2019

Referenced-based pricing, or RBP, is a concept that’s beginning to tackle the rising costs in the healthcare industry.  While it’s been around for approximately 3 years, it’s gaining in popularity as employers are looking for ways to cut costs.  There are benefits to s...

April 10, 2019

Other that health insurance, employer paid life insurance is a benefit that employers sometimes offer to their employees as part of their employee benefits package.  While the benefit amount is usually not a lot, it’s still a great benefit to have and it’s a great bene...

February 4, 2019

Most employers know that providing a competitive benefits package which includes health insurance is a key factor to potential new employees as well as employee retention.  As employers are looking for ways to provide a group health insurance plan to meet the needs of...

August 29, 2018

Term Life Insurance or Mortgage Life Insurance – What’s The Best Way To Protect Your Home Investment AND Your Loved Ones In the Event of Death Before The Mortgage Is Paid In Full?

Purchasing a home is probably one of THE BIGGEST investments you will ever make as well as...

August 14, 2017

So, you've found out that you don’t qualify for a Special Enrollment Period or SEP.  There are many ways to qualify for a SEP,  but what if you just don’t have a qualifying life event?

A Short Term Medical plan, also known as temporary health insurance, may be...

August 4, 2017

Durham based Blue Cross and Blue Shield of North Carolina announced that they were going to ask for a “small” increase for their 2018 Affordable Care Act plans.  According to Brian Tajlili, chief actuary at BCBS, the “individual market in North Carolina has b...

August 3, 2017

Employee benefits are huge when job seekers are looking for employment.

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Employee Benefits – Gaining A Competitive Edge For Potential Employees

August 3, 2017

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Rick Johnson
Salisbury, NC